147 North Ruby Street Philadelphia, PA 19139

Charm, space, and a fireplace to fall in love with! Welcome to this well maintained brick front home in West Philadelphia's Haddington neighborhood, where a classic brick fireplace anchors the welcoming living room and sets the tone the moment you walk in. Picture cool evenings by the fire and easy gatherings that spill out to the rear patio and yard.This home was built for real life: a bathroom on every single level, no morning traffic jams here. The main floor offers a convenient half bath, three comfortable bedrooms share a full bath upstairs, and the basement adds another half bath alongside the laundry area and abundant storage. Generous closets throughout mean everything has its place.Your outdoor space is ready for morning coffee, weekend cookouts, and summer nights under the stars. Beyond the fence, you're minutes from Haddington Park, Ogden Playground, and the Haddington Recreation Center, with everyday shopping close by and public transportation making Center City an easy trip. Property is being SOLD AS-IS.Now for the best part: this home qualifies for CRA financing with just 3% down, NO PMI, and an interest rate lower than FHA. Add a $5,000 lender credit that pairs with the Philly First Home $10,000 grant toward closing costs or prepaids, and the door to homeownership is wide open. Schedule your showing today!