3319 Viola Way Bumpass, VA 23024

$499,000
3
Beds
3
Baths
1.00
Acres
1,795
SQFT
278
$/SQFT
$499,000
3
Beds
3
Baths
1,795   sf
$278 / sf
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ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid.Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades.Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access"The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year)Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

ASSUMABLE 3.25% LOAN. Gated Lake Anna access with assigned boat slip. New community dock nearly complete; special assessment already paid.Welcome to 3319 Viola Way in Rockland Creek Estates on the public side of Lake Anna. This is a rare combination buyers are hunting for right now: a low-rate assumable loan, a deeded-style assigned slip, short term rentals permitted and more than $100,000. already spent on upgrades.Ask your lender about assuming the existing 3.25% loan. Compared with a new loan near today's 7% rates, the payment difference is the real headline - not just "lake access"The home sits on a usable 1-acre lot with parking for about 8 vehicles plus gravel space for boats or trailers, a roofed area for an ATV or mower, and a garden shed. Inside: 3 bedrooms, 3 baths, 1795 sq. ft., open layout, hickory hardwoods, updated kitchen, updated baths, split bedroom plan, and a primary suite with sitting area, private deck access and a hot tub. Attached garage includes a finished office with heat and A/C. Walk-out basement is ready as a game room, guest suite or after-lake hangout. Community is gated and golf cart friendly with common area lake access and your own assigned slip. Boat to restaurants, swim, ski or fish then come home to the deck and woods - not a crowded waterfront strip. Low HOA assessments. (Approx. $365/year)Do not confuse this with a waterfront listing. It is a well updated lake access home with a slip, parking for the toys, short term rental flexibility and a 3.25% assumable loan. That is the DEAL! Showings included the path to the slip-come see why this one should be on the short list with every other Rockland Creek tour.

  • Neighborhood
  • Type
  • Total Baths
  • County
    Spotsylvania
  • HOA Dues
    $30/mo
  • Tax Amount
    $2,547
  • Status
    Active
  • Listing #
    VASP2043622
  • Built
    1995
  • Lot Size
    1.00
  • Listed on site
    89 days
  • Listing Agent Id
    304264737164

Listed by:
Berkshire Hathaway HomeServices PenFed Realty

Source:
BRIGHT MLS

School Info

Property details

Community Features

  • Community Dock
  • Has HOA
  • No Adult Community

Property Features

  • No Builder Restrictions
  • Cul-De-Sac
  • Historic Property

Waterfront

  • Water Access

View

  • Greenbelt View
  • Wooded View

Exterior features

  • Deck
  • Has garage
  • Garage Detached
  • No Pool
  • Storage Buildings
  • Basement

Interior Features

  • Central Air Conditioning
  • Fire Place
  • Wood Floors
  • Main Floor Bedroom
  • Pantry

Style

  • Two Story
  • Contemporary

Property History

DateDays AgoEventNew Price
Oct 1, 20264 days agoPrice decreased26,000 (5%)$499,000
Jul 8, 20263 mos agoNew on market$525,000
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