13 Winter Street Hagerstown, MD 21740

**Qualified buyers may be eligible for up to $7,500 in down payment and/or closing cost assistance through the City of Hagerstown Homeownership Initiative. Buyers should verify eligibility and program availability directly with the program administrator. **Great opportunity in city of Hagerstown! This all-brick duplex at 13 Winter Street offers strong potential for investors or savvy buyers looking to add value. Featuring 3 bedrooms, 1.5 baths, and three levels of living space. The property includes hardwood flooring throughout, pocket doors, and classic architectural details. Additional highlights include natural gas radiator heat, a large covered patio, fenced backyard with shed, and a detached 1-car garage with rear alley access. On-street parking also available. Property is being sold strictly as-is. Cash, conventional, or rehab loan only.