933 Cotton Street Reading, PA 19602

$162,900
3
Beds
1.5
Baths
1,332
SQFT
122
$/SQFT
$162,900
3
Beds
1.5
Baths
1,332   sf
$122 / sf
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Back on the market due to no fault of the seller! The previous buyer was unable to secure financing just one business day before settlement, creating a rare opportunity for new buyers to step in.This well-maintained Reading home offers excellent potential for first-time buyers or investors looking to expand their portfolio. Featuring a classic city layout, the property includes comfortable living areas, multiple bedrooms, and abundant natural light. The lot measures approximately 1,306 sq. ft., offering a manageable outdoor space ideal for low-maintenance living.The home is now vacant and ready to welcome its next owner. According to the Seller Property Disclosure Statement provided to the current owner at the time of purchase, the roof was installed in 2024, offering added peace of mind.During the recently canceled transaction, the buyer’s lender ordered an FHA appraisal, and the property successfully passed the FHA appraisal and compliance review. Several required repairs and improvements were completed during that process. As a result, buyers using FHA financing may find this home particularly well-prepared for a smooth, straightforward approval.Conveniently located near schools, shopping, restaurants, and public transportation, this home offers value, accessibility, and long-term potential. Whether you’re seeking an affordable home or a solid investment opportunity, 933 Cotton Street deserves your attention.For added convenience, the seller kindly requests—though does not require—that settlement be conducted with Your Home Settlement Services LLC, located at 2209 Quarry Drive, Suite C-45, West Lawn, PA 19609. This title company has already opened the file and completed the preliminary work; they are simply awaiting lender figures to prepare the final Closing Disclosure. Buyers remain free to choose any licensed title or settlement company they prefer.The seller is also open to buyers who are able to settle before the end of the year, depending on lender timelines.

Back on the market due to no fault of the seller! The previous buyer was unable to secure financing just one business day before settlement, creating a rare opportunity for new buyers to step in.This well-maintained Reading home offers excellent potential for first-time buyers or investors looking to expand their portfolio. Featuring a classic city layout, the property includes comfortable living areas, multiple bedrooms, and abundant natural light. The lot measures approximately 1,306 sq. ft., offering a manageable outdoor space ideal for low-maintenance living.The home is now vacant and ready to welcome its next owner. According to the Seller Property Disclosure Statement provided to the current owner at the time of purchase, the roof was installed in 2024, offering added peace of mind.During the recently canceled transaction, the buyer’s lender ordered an FHA appraisal, and the property successfully passed the FHA appraisal and compliance review. Several required repairs and improvements were completed during that process. As a result, buyers using FHA financing may find this home particularly well-prepared for a smooth, straightforward approval.Conveniently located near schools, shopping, restaurants, and public transportation, this home offers value, accessibility, and long-term potential. Whether you’re seeking an affordable home or a solid investment opportunity, 933 Cotton Street deserves your attention.For added convenience, the seller kindly requests—though does not require—that settlement be conducted with Your Home Settlement Services LLC, located at 2209 Quarry Drive, Suite C-45, West Lawn, PA 19609. This title company has already opened the file and completed the preliminary work; they are simply awaiting lender figures to prepare the final Closing Disclosure. Buyers remain free to choose any licensed title or settlement company they prefer.The seller is also open to buyers who are able to settle before the end of the year, depending on lender timelines.

  • Neighborhood
  • Type
  • Total Baths
  • 1/2 Baths
  • County
    Berks
  • Area
    Reading City
  • Tax Amount
    $1,199
  • Status
    Active
  • Listing #
    PABK2063436
  • Built
    1900
  • Listed on site
    71 days
  • Listing Agent Id
    300345496085

Listed by:
Realty One Group Alliance

Source:
BRIGHT MLS

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Property details

Community Features

  • No HOA
  • No Adult Community

Property Features

  • No Builder Restrictions
  • Gas Utilities

Exterior features

  • No Pool
  • Basement

Property History

DateDays AgoEventNew Price
Nov 28, 20257 days agoPrice decreased4,100 (2%)$162,900
Nov 24, 202511 days agoPrice increased7,000 (4%)$167,000
Nov 22, 202513 days agoPrice increased100 (0%)$160,000
Oct 7, 20252 mos agoPrice decreased9,100 (5%)$159,900
Sep 26, 20252 mos agoPrice decreased28,000 (14%)$169,000
Sep 25, 20252 mos agoNew on market$197,000
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