TO BE BUILT, 7 lots remain in Phase III, the last phase in Hill Top Estates located in Kutztown. 8 models to choose from that can be built on any lots remaining. All homes ( 2 story and ranchers) are side entry garages with walk out daylight basements. All homes need to be built as these are paper listings. Allow 6-7 months from start to finish for the building process. Many upgrades included in the standard specs. This model is the "Vermont"We accept both FHA and VA financing